Test Your Luck: Which Pays Off More—A Windfall or a Steady Income?
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Many people want to know about their financial luck, which can be divided into steady income and windfall income. Some people have both; others lean toward one, and some have neither. So where do you stand? Today, Dr. Zheng has prepared the following quiz to help you see whether your strengths lie in steady income or windfalls. Of course, the results are for reference only. For the most accurate assessment, Dr. Zheng recommends analyzing your destiny and BaZi. Now, without further ado, here are the questions:
Question 1: What is the nature of your work?
- A regular office job, such as civil service or white-collar work
- Running your own business, such as a company, factory, or shop
- Trading in stocks, funds, futures, gold, etc.
- Work with no fixed nature, doing a bit of everything
Question 2: What do you rely on most to make money over the course of a year?
- Physical labor
- Mental work
- A combination of mental and physical work
- Luck
Question 3: What do you spend the largest share of your monthly income on?
- Basic living expenses
- Your children
- Investments
- I don’t even know where it all goes
Question 4: When you’re short on cash, what do you do first?
- Borrow money from friends or colleagues
- Borrow money from parents
- Use credit cards or take a cash advance
- Try to earn some extra money
Question 5: What is your relationship or marital situation?
- Our relationship is very good; no infidelity
- Our relationship is good, with occasional infidelity
- Our relationship is okay; I don’t know if my partner has someone else, but I do
- Our relationship is on the verge of breaking down, even though neither of us is seeing someone else
Scoring:
Question 1: What is the nature of your work?
- 10 points
- 15 points
- 20 points
- 25 points
Question 2: What do you rely on most to make money over the course of a year?
- 10 points
- 15 points
- 20 points
- 25 points
Question 3: What do you spend the largest share of your monthly income on?
- 10 points
- 15 points
- 20 points
- 25 points
Question 4: When you’re short on cash, what do you do first?
- 10 points
- 15 points
- 20 points
- 25 points
Question 5: What is your relationship or marital situation?
- 10 points
- 15 points
- 25 points
- 20 points
Scoring Results
A. If you score under 55, you have strong steady-income luck and almost no windfall luck.
B. If you score under 85, your steady-income luck is relatively strong and your windfall luck is average.
C. If you score under 105, your steady-income luck is average and your windfall luck is relatively strong.
D. If you score under 120, you have very little steady-income luck and strong windfall luck.
E. If you score under 50 or over 125, it suggests your financial luck depends entirely on chance.
Dr. Zheng's Analysis
- To clarify the difference between steady and windfall income, Dr. Zheng offers a simple analogy: steady income is what you earn from your job, while windfall income is unexpected money that comes in. Steady income tends to be stable; windfall income can arrive suddenly. This helps explain why some people often win lotteries or do well in gambling, while others rarely have that chance, due to a lack of windfall luck in their destiny.
- If someone’s BaZi shows a break in steady or windfall income, Dr. Zheng advises caution: a break in steady income means your expenses are largely unavoidable, such as daily necessities or mandatory fees. A break in windfall income is more unfortunate and may indicate losses, theft, or fraud.
- Dr. Zheng hopes you understand that steady and windfall income aren’t only about money. Generally, strong steady-income luck means you can earn well through hard work. Strong windfall luck suggests you may have opportunities to gain a lot with relatively little effort. It can also affect personal life: people with strong steady-income luck often enjoy more stable marriages, while those with strong windfall luck may encounter romantic entanglements that aren’t good for the family. Further analysis can reveal insights in other areas as well.
- In general, you can see whether you have steady or windfall income by checking for the relevant stars in your BaZi. If you’re unfamiliar with BaZi, you can also refer to physiognomy. For more details, please see Dr. Zheng’s related blog posts.
- In 2014, the financial luck area is in the south, which is a key sector for wealth. Placing wealth-attracting items such as Pi Xiu, Jin Chan, or amethyst geodes at home or in the office can help enhance financial luck. When handling business or financial activities, or when participating in lotteries or betting, it’s also advisable to move toward this direction to increase the chances of windfall income.
- Dr. Zheng especially reminds you that whether you pursue steady or windfall income, the financial position in your home has a significant impact on your financial luck. It’s essential to correctly identify your home’s financial position, which includes both visible and hidden financial positions. If you’re unsure, seek guidance from a professional.
- Paying attention to auspicious numbers, colors, directions, and layouts that suit your destiny and space will help both steady and windfall income flourish.